Salt air finds rebar through hairline cracks; rust expands; concrete pops. Catch it early โ sealed and patched spalling is maintenance, ignored spalling becomes structural repair with engineering stamps. Balcony edges and exposed slab lines deserve an annual walk-around.
Tile and metal shed Miami sun and rain well, but underlayment beneath tile ages out around 20-30 years โ and insurers know it. Document roof age and condition; budget underlayment renewal as a known future, not a surprise.
Impact openings earn premium discounts and storm peace; their seals and tracks still need annual service. Re-caulk sun-side joints โ UV eats sealant here faster than anywhere north.
Within a mile of salt water: rinse AC coils and coat metal fixtures quarterly. Stainless is not immune; maintained is the only protection.
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